How to Ask for a Lower Credit Card Rate (And What to Say)
One call moved a $9,400 balance from 26.99% to 19.49% and saved $1,760. Roughly half of people who ask get something. Almost nobody asks.
- $1,760
- Saved by one 7.5-point cut
- 12 min
- Length of the call
- 6 months
- Wait before asking again
Alex Hales